Question 1

What is BookInForce?

Accepted Answer

BookInForce is an in-force intelligence platform for independent U.S. life insurance agencies. It reviews in-force policies, catches lapses early, and reconciles carrier and IMO commission statements against your contracted payout—then drafts the client and carrier communication for your review.

Question 2

Do I have to give BookInForce my carrier login credentials?

Accepted Answer

No. BookInForce never asks for carrier portal usernames or passwords. You upload your own statements and in-force data, so you control exactly what is shared.

Question 3

Does BookInForce work with annuities?

Accepted Answer

Yes. BookInForce reconciles both upfront and trail annuity commissions and includes annuity assessment tools, making it suited to producers whose books include annuities—not just life insurance.

Question 4

Is my data sold or used to reach my clients?

Accepted Answer

No. Your data is never sold and is never used to market to your policyholders. You own your data, can export it at any time, and it is deleted on cancellation.

Question 5

How does the free book scan work?

Accepted Answer

You send one month of carrier statements and your in-force list. Within about 48 hours, BookInForce returns a plain-English report of commission discrepancies, lapse-risk policies, and review opportunities found in your book. There is no cost or obligation.

Question 6

Does BookInForce give insurance, tax, or financial advice?

Accepted Answer

No. BookInForce is software that produces drafts and estimates a licensed agent reviews. It does not provide insurance, legal, tax, or financial advice; all client decisions remain with the licensed professional.