Annuities
Annuity Assessment Tools
Three working tools for annuity producers: estimated cash surrender value, estimated required minimum distribution, and trail-commission reconciliation. Each produces an estimate you review before acting — not a client-ready quote.
Where we're starting
Surrender-period reviews
Know when a contract's surrender period is ending and a review is worthwhile — instead of finding out after the window has passed.
RMD checks for qualified contracts
Flag required minimum distributions on tax-qualified annuities using the IRS Uniform Lifetime Table, so a missed distribution doesn't become a penalty.
Trail-commission reconciliation
Compare expected versus received trail commission — the asset-based payments almost no one reconciles by hand because the math moves every period.
What it will and won't cover
The first release focuses on fixed, MYGA, and FIA annuities. Variable and registered index-linked (RILA) annuities are out of scope, and the tool surfaces review opportunities rather than recommending that you surrender, exchange, or replace any contract — those decisions stay with you and the client.
See it on your book
The annuity assessment tools are part of BookInForce — available within your plan and configured for your business during onboarding. Start with a free book scan to see what's hiding in your in-force annuity block.
Already using BookInForce for life?
These annuity tools are available within your plan, configured for your business during onboarding.